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Profile photo of a State Farm Agent named: Michael O'Neal
State Farm® Insurance Agent

Michael O'Neal

512 Montgomery Highway
Suite 100
Vestavia Hills, AL 35216-1843

Across from Chick-fil-a on Highway 31 in Vestavia

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

8:30am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!


512 Montgomery Highway
Suite 100
Vestavia Hills, AL 35216-1843



Insurance has been a "hot topic" lately! Let the Michael O'Neal State Farm Agency team help safeguard you and your loved ones. 🛡️ Whether it's Auto insurance for a road trip adventure 🚗, Homeowners insurance for those backyard BBQs 🏡, or even Life insurance for your growing family, it's important to have the right coverage in place! We also insure fun summer toys like boats, motor homes, and jet skis! 🚐🚤!

After growing up in Birmingham and graduating from Samford University in 1993, I began my career with State Farm in Opelika, AL. Handling property & liability claims for the first 7 years, I acquired a deep appreciation and understanding of our customer's needs when the unexpected strikes. This experience helps me to better guide policyholders when purchasing home insurance, car insurance and life insurance, preparing them for the unexpected. We are excited and grateful to have been voted the top insurance agency in our area for the past 2 years!

In January of 2000, I was invited to return to Birmingham and begin the agency. Since that time, we have continued to see that our people make the difference. Our entire agency team is passionate about providing excellent service to our customers, assisting them in managing the risks of everyday life and recovering from the unexpected. As a result, our agency has been blessed to be recognized for the highest levels of production and service.

I am married to my amazing wife, Summer, and we have 3 wonderful children: Griffin, Anderson and Collier. We are active members of a local church, and heavily involved in the community through local and international missions. I am accessible to our customers and eager to have conversations to assist with policy and coverage decisions in home, auto, life, health and business insurance. In addition, I am here to help with the claims process, ensuring that we promptly deliver on our promises.

We are grateful for the opportunity to serve the needs of our friends and customers and invite anyone looking for an agency to provide them with a personal price plan, friendly service and a caring relationship to give our team a try!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds

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Our mission is to bring glory to God as we develop personal relationships, working to help our customers avoid preventable tragedies and financial losses.
In addition, we want to be here for you at life's toughest moments. Sometimes that is dealing with insurance matters, and sometimes it has nothing to do with insurance. We want you to know that you are genuinely cared for beyond the aspects of business.

You have many choices when it comes to your insurance provider. The difference that we can make for you is rooted in relationship. We really know this stuff and are eager to invest the time necessary to discuss your specific needs. As a result, you are able to get personalized service and the coverage which is optimal for your family!

We are blessed to have a friendly and talented team of insurance professionals! Licensed with many years of experience, our team is eager to assist our customers with their insurance decisions and provide a level of service that exceeds expectations. Our people clearly make the difference!

Lorrie Sasan State Farm Agent Team Member

Lorrie Sasan

Account Manager

Lorrie joined the Michael O'Neal team in January 2018 after 10 years of Insurance services in California. She is licensed to assist you with your Home, Auto & Life Insurance needs. She has been married over 42 years, has 2 daughters & 4 grandchildren. When she is not at the office you can find her enjoying the many activities her grandkids participate in and enjoying her family. Faith and being in community with her church family is central to her life.

Stephen Moore

Account Manager

I joined the team in Summer 2020 after working for a team in the Midwest. I grew up in Birmingham. I have been married to my wife for four years and we are expecting their first child. I am licensed to assist in your auto, home, and life insurance needs. I enjoy helping make sure our State Farm customers have their life insurance needs taken care of. I love sports, being outside, and spending time with my family.
Available Positions

Click to view all of Michael's current openings!

Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.