Michael O'Neal

As we ring in a fresh start, it’s the perfect time to review your insurance coverage! Whether it’s your home, car, or health, make sure you’re protected all year long.

Start the year with confidence—I’m here as your local State Farm agent to provide personalized policy reviews and free quotes for auto, renters, home, and recreational vehicle insurance.

Bundle and save this winter while enjoying coverage that fits your lifestyle. Protect what matters most today and beyond.

After growing up in Birmingham and graduating from Samford University in 1993, I began my career with State Farm in Opelika, AL. Handling property & liability claims for the first 7 years, I acquired a deep appreciation and understanding of our customer's needs when the unexpected strikes. This experience helps me to better guide policyholders when purchasing home insurance, car insurance and life insurance, preparing them for the unexpected. We are excited and grateful to have been voted the top insurance agency in our area for the past 2 years!

In January of 2000, I was invited to return to Birmingham and begin the agency. Since that time, we have continued to see that our people make the difference. Our entire agency team is passionate about providing excellent service to our customers, assisting them in managing the risks of everyday life and recovering from the unexpected. As a result, our agency has been blessed to be recognized for the highest levels of production and service.

I am married to my amazing wife, Summer, and we have 3 wonderful children: Griffin, Anderson and Collier. We are active members of a local church, and heavily involved in the community through local and international missions. I am accessible to our customers and eager to have conversations to assist with policy and coverage decisions in home, auto, life, health and business insurance. In addition, I am here to help with the claims process, ensuring that we promptly deliver on our promises.

We are grateful for the opportunity to serve the needs of our friends and customers and invite anyone looking for an agency to provide them with a personal price plan, friendly service and a caring relationship to give our team a try!