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Michael O'Neal

512 Montgomery Highway
Suite 100
Vestavia Hills, AL 35216-1843

Across from Chick-fil-a on Highway 31 in Vestavia

After growing up here in Birmingham and graduating from Samford University in 1993, I began my career with State Farm in Opelika, AL. Handling property & liability claims for the first 7 years, I acquired a deep appreciation and understanding of our customer's needs when disaster strikes.

In January of 2000, I was invited to return to Birmingham and begin the agency. Since that time, we have continued to see that our people make the difference. Our entire agency team is passionate about providing excellent service to our customers, assisting them in managing the risks of everyday life and recovering from the unexpected. As a result, our agency has been blessed to be recognized for the highest levels of production and service.

I am married to my amazing wife, Summer, and we have 3 wonderful children: Griffin, Anderson and Collier. We are active members of a local church, and heavily involved in the community through local and international missions. I am accessible to our customers and eager to have conversations to assist with policy and coverage decisions in home, auto, life, health and business insurance. In addition, I am very involved in the claims process, helping to ensure that we promptly deliver on our promises.

We are grateful for the opportunity to serve the needs of our friends and customers, and invite anyone looking for an agency to provide them with personal, friendly service and a caring relationship to give our team a try!

Insurance Products

Auto, Home, Property, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds

FINRA’s BrokerCheck
8:30am - 5pm
After Hours by Appointment
Call us 24 hours a day!
512 Montgomery Highway
Suite 100
Vestavia Hills, AL 35216-1843
Map & Directions

We are blessed to have a friendly and talented team of insurance professionals! Licensed with many years of experience, our team is eager to assist our customers with their insurance decisions and provide a level of service that exceeds expectations. Our people clearly make the difference!