Skip to content
Español
Call
Text
(205) 870-1827
Profile photo of a State Farm Agent named: Michael O'Neal
State Farm® Insurance Agent

Michael O'Neal

Office Hours

After Hours by Appointment

Address

512 Montgomery Highway
Suite 100
Vestavia Hills, AL 35216-1843

Across from Chick-fil-a on Highway 31 in Vestavia

Would you like to create a personalized quote?

Continue a saved quote Items needed for a quote
File a Claim Send Payment
4.9/5 average rating on Google (124 reviews)
Contact Us
Contact Us
Text Us
Map & Directions
Get ID Card

Would you like to create a personalized quote?

Continue a saved quote Items needed for a quote
File a Claim Send Payment

Office Info

Office Hours

After Hours by Appointment

Call or text us 24 hours a day!

Address

512 Montgomery Highway
Suite 100
Vestavia Hills, AL 35216-1843

Languages

English, Spanish
Map Image

Welcome to Spring 2025! ✨🌸 As we step into this fresh season, let’s also refresh our insurance goals. Whether it's reviewing your current policies or exploring new options, every step brings us closer to protecting what matters most. Reach out to us for a spring check-up on your homeowners, auto, renters, or condo insurance. Here’s to a season of growth, renewal, and safeguarding what you cherish most!

After growing up in Birmingham and graduating from Samford University in 1993, I began my career with State Farm in Opelika, AL. Handling property & liability claims for the first 7 years, I acquired a deep appreciation and understanding of our customer's needs when the unexpected strikes. This experience helps me to better guide policyholders when purchasing home insurance, car insurance and life insurance, preparing them for the unexpected. We are excited and grateful to have been voted the top insurance agency in our area for the past 2 years!

In January of 2000, I was invited to return to Birmingham and begin the agency. Since that time, we have continued to see that our people make the difference. Our entire agency team is passionate about providing excellent service to our customers, assisting them in managing the risks of everyday life and recovering from the unexpected. As a result, our agency has been blessed to be recognized for the highest levels of production and service.

I am married to my amazing wife, Summer, and we have 3 wonderful children: Griffin, Anderson and Collier. We are active members of a local church, and heavily involved in the community through local and international missions. I am accessible to our customers and eager to have conversations to assist with policy and coverage decisions in home, auto, life, health and business insurance. In addition, I am here to help with the claims process, ensuring that we promptly deliver on our promises.

We are grateful for the opportunity to serve the needs of our friends and customers and invite anyone looking for an agency to provide them with a personal price plan, friendly service and a caring relationship to give our team a try!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

View Licenses

How to create a home inventory

A home inventory can be a way to help make home or renters insurance coverage decisions & expedite the insurance claims process after theft, damage or loss.

Prepare your motorcycle for storage during the off season

Prepping your bike can help protect it during winter motorcycle storage. Learn what to do before storing your bike.

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

View More Articles

Don't Touch That

Feeling More Batman

Captain :30 (feat. Aidan Hutchinson)

Trainer :30 (feat. Meghan Trainor & Patrick Mahomes)

Our mission is to bring glory to God as we develop personal relationships, working to help our customers avoid preventable tragedies and financial losses.
In addition, we want to be here for you at life's toughest moments. Sometimes that is dealing with insurance matters, and sometimes it has nothing to do with insurance. We want you to know that you are genuinely cared for beyond the aspects of business.

You have many choices when it comes to your insurance provider. The difference that we can make for you is rooted in relationship. We really know this stuff and are eager to invest the time necessary to discuss your specific needs. As a result, you are able to get personalized service and the coverage which is optimal for your family!

We are blessed to have a friendly and talented team of insurance professionals! Licensed with many years of experience, our team is eager to assist our customers with their insurance decisions and provide a level of service that exceeds expectations. Our people clearly make the difference!

Available Positions

https://www.facebook.com/statefarm.michaeloneal/

Click to view all of Michael's current openings!

Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.